Timothy Walt Timothy Walt

Emergency Fund Basics

Like an umbrella during spring rains, an emergency fund protects you during sudden financial hardships.

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Timothy Walt Timothy Walt

What Are Crypto ETFs

A number of spot Bitcoin exchange-traded funds (ETFs) were recently listed, with trading already underway. I imagine you may have questions about this, so I thought I would reach out with an overview of the situation and what it means for Americans.

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Timothy Walt Timothy Walt

Investment vs Portfolio

…the difference between an investment and a portfolio. These are two concepts that need to be understood in order to understand proper diversification and risk.

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Timothy Walt Timothy Walt

Where Can I Put My Money?

Knowing what type of investment accounts depends on many factors, like: timeline, risk, tax consequences, employment.

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Timothy Walt Timothy Walt

Simple Financial Planning For Beginners

The basic principles: Understand where your money is going, make savings goals, then automatically set aside that amount (or those amounts, if you have multiple goals). Read more for actual numbers.

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Timothy Walt Timothy Walt

Volatility

One way to describe market volatility is the intensity and frequency of an asset’s or market’s price movements. The market environment is considered to be volatile when trading and price swings reach 1% or more.

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Timothy Walt Timothy Walt

Calories and Counting

Finance and food, calories and counting…why are there so many perplexing products that claim to simplify our lives?

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